Modernise your distribution. Not your core tech.
The universal protocol that translates existing underwriting systems into modern agentic workflows. Quote and bind natively across the next generation of the web, wherever you choose to distribute.
How to use Malcolm
Test and iterate agent-first workflows.
A low-risk, high-velocity method to test agent-first workflows.
- Bespoke GPT or Copilot
- Ready in weeks
- Fits innovation budgets
Distribute via high-intent B2B platforms.
Operate on a standard commission split for successfully bound policies. You pay zero software maintenance costs.
- Pay when you win
- Hardcoded compliance
- B2B Generative UI Widget
Shape the foundation of A2A routing.
An embedded retainer model. We deploy engineering pods to co-design foundational A2A schemas.
- Forward-deployed engineers
- Priority roadmap access
- Custom legacy adapters
Distribute anywhere. Control everything.
We don't dictate your distribution strategy; we build the infrastructure to unlock it. Whether you're powering next-generation Price Comparison Websites, embedding in high-intent B2B platforms, or launching bespoke quoting agents, Malcolm provides the foundational A2A rails. You choose the channel; we ensure the data translates flawlessly and compliantly.
Existing insurer systems
(SOAP/XML)
Malcolm Universal Protocol
From API to bound policy in three steps
Malcolm sits between AI agents and your existing systems. Here's exactly what happens when a quote request comes in.
Map your APIs in minutes, not months
Insurers map their existing API fields to the Malcolm schema in the portal - no re-platforming required.
- No re-platforming
- Single source of truth
- One-click matching
- Live sync
How your product rules get enforced
Insurers define their products once using Malcolm's canonical schema. When an AI agent sends a quote request, Malcolm validates every field against the schema - catching hallucinated values before they reach the insurer.
- Zod-powered runtime checks
- Hallucination firewall
- Auto-corrective prompts
- Insurer-defined rules
Pre-filled, insurer-branded checkout
Once every field passes validation, Malcolm generates a branded checkout URL pre-filled with the validated quote data. The customer completes the purchase on your site, on your terms - no third-party checkout, no data leakage.
- One-click checkout URL
- Your branding
- Insurer-controlled
- Pre-filled data
Protect your purchase
Set yourself up for the future of insurance
See how Malcolm protects your brand, your data, and your regulatory standing while unlocking a new channel.
$ curl -X POST /v1/quote \ -H "Authorization: Bearer mk_live_..." \ -d '{ "product": "home_insurance", "postcode": "M20 2JL", "rebuild_cost": 350000, "contents_cover": true }' { "status": "quoted", "provider": "Aviva", "product": "Home Insurance", "premium": "£24.80/mo", "buildings": "£350k", "contents": "£50k", "checkout_url": "https://checkout. trymalcolm.com/q/abc123" }