AI distribution - on your terms
AI agents already want to sell insurnance - but they can't. They hallucinate policy details, create regulatory exposure, and you have no say in how it happens. Malcolm is the compliance layer that lets you unlock AI distribution without compromising on accuracy, data security, or regulatory readiness.
What carriers get from Malcolm
Malcolm gives carriers four things that don't exist today in AI distribution.
Unlock a new distribution channel
AI agents are the next embedded distribution channel. Malcolm turns those conversations into compliant, bound policies - with your branding, your rules, and your checkout flow.
Your products can't be misrepresented
Every field is validated against your schema before the customer sees it. Hallucinated values are caught and blocked - not passed through.
Stateless by design
PII is processed in-memory and never stored. Once a request completes, there is nothing to delete - because nothing was written in the first place.
Full audit trail, day one
Every field in every quote is logged with its source, validation status, and timestamp. Trace any value back to the customer's original statement.
From API to bound policy in three steps
Malcolm sits between AI agents and your existing systems. Here's exactly what happens when a quote request comes in.
Map your APIs in minutes, not months
Carriers map their existing API fields to the Malcolm schema in the portal - no re-platforming required. Update once and every AI agent in the network reflects the change instantly.
- No re-platforming
- Single source of truth
- One-click matching
- Live sync
How your product rules get enforced
Carriers define their products once using Malcolm's canonical schema. When an AI agent sends a quote request, Malcolm validates every field against the schema - catching hallucinated values before they reach the carrier.
- Zod-powered runtime checks
- Hallucination firewall
- Auto-corrective prompts
- Carrier-defined rules
Pre-filled, carrier-branded checkout
Once every field passes validation, Malcolm generates a branded checkout URL pre-filled with the validated quote data. The customer completes the purchase on your site, on your terms - no third-party checkout, no data leakage.
- One-click checkout URL
- Your branding
- Carrier-controlled
- Pre-filled data
Ready to control AI distribution?
See how Malcolm protects your brand, your data, and your regulatory standing while unlocking a new channel.
$ curl -X POST https://api.trymalcolm.com/v1/quote \
-H "Authorization: Bearer mk_live_..." \
-d '{ "product": "home_insurance" }'
{
"status": "quoted",
"checkout_url": "https://checkout.trymalcolm.com/q/..."
}