The compliant layer for AI insurance
Malcolm lets AI agents quote, compare, and bind insurance policies in-conversation - without hallucinations, without storing PII.
AI Insurance AssistantBacked by Founders Factory
Built for every side of the value chain
Malcolm sits between AI agents and insurance carriers, ensuring every interaction is compliant, accurate, and auditable.
For Carriers
Unlock AI distribution without compromising compliance. Malcolm validates every AI interaction against your product rules.
Learn moreFor Partners
Embed insurance into any AI experience with a single API. No licence required - Malcolm handles the regulatory layer.
Learn moreThree steps to a bound policy
From AI conversation to bound policy - no manual quoting, no compliance gaps.
Agent sends a request
An AI agent (ChatGPT, Gemini, etc.) sends an insurance query - quote, comparison, or bind - via Malcolm's API.
POST /v1/quote HTTP/1.1
Content-Type: application/json
{
"product": "home_insurance",
"postcode": "SW1A 1AA",
"property_type": "flat",
"rebuild_cost": 350000
}Frequently asked questions
Latest from the blog
Insights on AI-powered insurance distribution, compliance, and the future of embedded insurance.
Ready to unlock AI distribution?
See how Malcolm can help you distribute insurance through AI agents - compliantly, at scale.
$ curl -X POST https://api.trymalcolm.com/v1/quote \
-H "Authorization: Bearer mk_live_..." \
-d '{ "product": "home_insurance" }'
{
"status": "quoted",
"checkout_url": "https://checkout.trymalcolm.com/q/..."
}